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Is Mettle free?

Find the price of your business bank account. Learn about cash charges, card expense rates, and monthly subscription costs.

Account costs

It is free to open and hold a Mettle account. There is no monthly fee for our standard service.

Fees starting 11 May 2026

From 11 May 2026, you’ll need to pay for some account actions:

  • £1 for each cash withdrawal

  • £2.75 for each cash deposit

  • £5 to replace your card if it is lost or damaged

Mettle+ subscription

You can choose to turn on Mettle+ for an extra monthly charge. This costs £4 and gives you more features to help you run your business.

Important: These new service fees do not start until 11 May 2026.

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