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Are there limits on my transactions?
Are there limits on my transactions?
Updated over 2 weeks ago

Yes, there are limits on transactions.

If you are using the Mettle bank account they are:

Type

Limit

Incoming transactions

Payments into your account are uncapped unless they would increase your maximum balance.

For both sole traders and limited companies, your main account balance limit is £1 million.

Outgoing transactions

For Faster Payments there's a limit of £10k per transaction, however you can make more than one faster payment per day.

Card transactions

- Single transaction limit of £10k
- Weekly limit is £20k (7 day rolling)
- Monthly limit is £50k (30 day rolling)
- Contactless limit is £100 per transaction.

Cash deposits

- Minimum single transaction limit £10
- Maximum single transaction limit £500
- Daily limit £500
- Annual £23k

Cash withdrawals

Daily limit is £500 per day (24 hour rolling limit) and £4,000 per month (30 day rolling limit)

If you are using the e-money account the limits are:

Type

Limit

Incoming transactions

Payments into your account are uncapped unless they would increase your maximum balance.

Limited companies have a maximum balance of £100k (£50k for sole traders)

Outgoing transactions

For Faster Payments there's a limit of £10k per transaction, however you can make more than one faster payment per day.

Card transactions

- Single transaction limit of £10k
- Weekly limit is £20k (7 day rolling)
- Monthly limit is £50k (30 day rolling)
- Contactless limit is £100 per transaction.

Cash Deposits

Minimum single transaction limit £10
Maximum single transaction limit £500
Weekly limit £7,500
Monthly £25k (30 day rolling)
Annual (January to December) £100k

Post Office cash deposits

An additional daily deposit limit of £2,000 applies to Post Office deposits.

PayPoint cash deposit limits

Maximum single transaction limit £500

Sole traders

  • Daily limit £1,000

  • Weekly limit £2,500

  • Monthly limit £5,000 (30 day rolling)

  • Annual limit (January to December) £30k

Limited companies

  • Daily limit £2,000

  • Weekly limit £5,000

  • Monthly limit £10k (30 day rolling)

  • Annual limit (January to December) £50k

Cash withdrawals

Daily limit is £500 per day and £4,000 per month (30 day rolling)

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