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What’s the difference between hard and soft credit searches?

A soft credit search is when lenders look at your credit report when you request a quote for credit or use an eligibility checker tool.
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Soft searches don't have an impact on your credit score and only you'll be able to see if any lenders have performed a soft search on your report.
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A hard credit search is made on your report when you make a full application for credit and these are saved on your report and may affect your credit score.
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Hard searches are also visible to other lenders on your credit report. Mettle doesn't complete a hard credit search.

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