No, we're not a bank – we're a business account.

We provide an e-money account from Prepay Solutions (PPS), a trading name of Prepay Technologies Ltd. Prepay Technologies Ltd is an electronic money institution authorised by the Financial Conduct Authority (FCA). With your Mettle e-money account you get a sort code, account number and card. This means deposits are not FSCS protected.

However, your money is protected in a ring-fenced account. You can read more about how your money is protected here

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